About Us


Since inception in 2001, we’ve been driven by a single, purposeful goal- of “investing in the smallest dream“. During the past 17 years, we have serviced over one million customers and helped them evolve.

At Finkart Finance, we offer a bouquet of financial products to our customers from our 2 branches. Our energetic team of 150 people are always looking to support you as a friendly financier and guide.


Finkart Finance possesses a diversified product portfolio: loans for cars and utility vehicles, commercial vehicles, construction equipment, tractors, used vehicles, SME businesses, mortgage finance as well as Housing Finance and General Insurance.


We believe that no dream should go unfulfilled because of the lack of funds. The dream of a first-time car buyer, who wants to take his family on their first long drive, the dream of a fleet operator, whose business has grown from a single commercial vehicle to a fleet of 25. After fulfilling many such dreams, our customers’ trust has fuelled our own dream- to become the largest retail-finance company in the country. Being one of the fastest growing economies, India is high on aspirations but low on funding, that’s where we step in. Everyone has a dream to reach out to, we are here to take you closer to yours.


Recruit locally:

In all our branch offices, we recruit locally so that our first-line salespeople can work in their hometowns and customers can feel comfortable. Understanding the communities we operate in allows us to serve each client and each employee better.

Personal relationships:

For many of our semi-urban and rural customers, documentation and loans are new, and sometimes difficult, concepts. By keeping our core operations (sales, credit and collections) in the Finkart Finance family, we develop personal relationships with customers, relationships based on trust, comfort and confidence.

Experience and Youth:

Over 70% of Finkart Financeites are below the age of 35, while nearly 5% of the family has 25 years of experience or more. Combining experience with youth, learned pragmatism with youthful exuberance, allows us to generate multi-faceted business solutions for clients and investors.


We offer our services to anyone in urban cities and extending our reach even deeper into India’s rural heartland.


We’re always looking for new ways to become more efficient in our end-to-end loan process. New technologies are helping us institute lean, six sigma-certified processes that will improve the speed and accuracy of our services, and our young, creative team is constantly exploring attractive new loan schemes.

Security in Diversity:

Geographic and business diversity combine to insulate us against economic changes in any given region or sector. No single product contributes more than 30% of our overall income, while no single state contributes more than 13%.


For investors, customers and employees alike, we’re an open book. Within our company, we reward performance, evaluated consistently and fairly across the board. Keeping things honest keeps things simple. That’s just good business.

Waste No More Time

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